:root{--ink:#10223f;--muted:#5b6b7e;--blue:#1f6feb;--cyan:#28c4d8;--navy:#07182e;--soft:#f4f8fc;--line:#dce6ef;--white:#fff;--green:#0f8a68;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:var(--blue)}img{max-width:100%;height:auto}.wrap{width:min(1120px,92vw);margin:auto}.topbar{background:var(--navy);color:#d8e7f6;font-size:.86rem;padding:.48rem 0;text-align:center}.site-header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.header-inner{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:850;letter-spacing:-.03em}.mark{width:34px;height:34px;border-radius:10px;background:linear-gradient(135deg,var(--blue),var(--cyan));display:grid;place-items:center;color:white;font-weight:900}.nav{display:flex;align-items:center;gap:20px}.nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.93rem}.nav .cta,.cta{background:linear-gradient(135deg,var(--blue),#315fe8);color:#fff;border-radius:999px;padding:.78rem 1.05rem;text-decoration:none;font-weight:800;display:inline-block;box-shadow:0 8px 24px rgba(31,111,235,.18)}.menu{display:none;border:0;background:transparent;font-size:1.5rem}
.hero{background:radial-gradient(circle at 80% 20%,rgba(40,196,216,.16),transparent 26%),linear-gradient(180deg,#f8fbff,#fff);padding:78px 0 48px}.eyebrow{font-size:.78rem;font-weight:850;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}h1{font-size:clamp(2.35rem,6vw,4.7rem);line-height:1.03;letter-spacing:-.055em;max-width:900px;margin:.5rem 0 1.1rem}h2{font-size:clamp(1.55rem,3vw,2.35rem);line-height:1.15;letter-spacing:-.035em;margin-top:2.6rem}h3{line-height:1.25}.lede{font-size:1.18rem;color:var(--muted);max-width:760px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.ghost{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:.76rem 1rem;text-decoration:none;color:var(--ink);font-weight:750;background:#fff}.trust{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px;color:var(--muted);font-size:.9rem}.trust span{background:white;border:1px solid var(--line);border-radius:999px;padding:.45rem .72rem}
main.article{width:min(820px,92vw);margin:0 auto;padding:30px 0 70px}.notice{border-left:4px solid var(--cyan);background:var(--soft);padding:16px 18px;border-radius:0 12px 12px 0;color:#33465d}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:24px 0}.card{border:1px solid var(--line);border-radius:var(--radius);padding:22px;background:#fff;box-shadow:0 12px 36px rgba(16,34,63,.05)}.card h3{margin-top:0}.card a{font-weight:800}.comparison{width:100%;border-collapse:collapse;margin:24px 0;font-size:.95rem}.comparison th,.comparison td{border-bottom:1px solid var(--line);padding:13px 10px;text-align:left;vertical-align:top}.comparison th{background:var(--soft)}.pros{display:grid;grid-template-columns:1fr 1fr;gap:18px}.pros>div{padding:20px;border:1px solid var(--line);border-radius:16px}.money{background:linear-gradient(135deg,var(--navy),#123a67);color:#fff;border-radius:24px;padding:28px;margin:34px 0}.money p{color:#d7e5f4}.money .cta{background:#fff;color:var(--navy)}.disclosure{font-size:.82rem;color:var(--muted);border-bottom:1px solid var(--line);padding:12px 0}.breadcrumbs{font-size:.85rem;color:var(--muted);padding-top:20px}.breadcrumbs a{color:var(--muted)}.footer{background:var(--navy);color:#c9d7e6;padding:44px 0}.footer a{color:#eaf4ff}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.small{font-size:.85rem;color:#8ea4bb}.source-list{font-size:.9rem;color:var(--muted)}.source-list li{margin:.45rem 0}
.popup-backdrop{position:fixed;inset:0;background:rgba(3,12,25,.56);display:none;z-index:50;align-items:flex-end;justify-content:center;padding:16px}.popup{width:min(620px,100%);background:#fff;border-radius:24px;padding:26px;box-shadow:0 30px 80px rgba(0,0,0,.28);position:relative}.popup-close{position:absolute;right:15px;top:12px;border:0;background:#eef3f8;width:34px;height:34px;border-radius:50%;font-size:1.2rem}.popup h2{margin:.2rem 40px .5rem 0}.popup .cta{width:100%;text-align:center}.promo-visual{display:block;border-radius:20px;overflow:hidden;margin:24px 0;text-decoration:none}.promo-visual svg{display:block;width:100%;height:auto}
@media(max-width:820px){.menu{display:block}.nav{display:none;position:absolute;top:72px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:18px 4vw;flex-direction:column;align-items:stretch}.nav.open{display:flex}.grid{grid-template-columns:1fr}.pros{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.hero{padding-top:52px}.site-header{position:relative}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}